Helping You Care For Loved Ones
Who Can’t Care For Themselves

Phoenix Legal Blog

What is the ALTCS Five Year Look Back Policy?

Many people fear the ALTCS/Medicaid Five-Year Look Back Policy—and they should!  (ALTCS stands for Arizona Long Term Care System, which is Arizona’s Medicaid program for long term care, such as assisted living or nursing homes.) The Policy is intended to punish ALTCS applicants or recipients who attempt to hide their

Veterans Benefits for Assisted Living?

Yes! You may qualify for Veterans benefits for assisted living. The Veterans Administration offers an Aid and Attendance Pension to reimburse wartime Veterans and their surviving spouses for out of pocket medical and care expenses.  Never heard of that?  Not many have because their military service may have been decades

The Attorney’s Role in Medicaid Planning

Do you need an attorney for even “simple” Medicaid (ALTCS) planning? This depends on your situation, but in most cases, the prudent answer would be “yes.” (ALTCS is Arizona’s long term care Medicaid insurance program.) The social worker at your mother’s nursing home assigned to assist in preparing a Medicaid

Should I Add My Daughter to My Bank Accounts? No.

Adding adult children, relatives, or friends as joint owners on bank accounts is a popular practice among the elderly.  What they may not realize is that this opens themselves up to unintended consequences and risks that we cannot legally or easily fix.  (The following does not pertain to joint ownership

Using Estate Planning to Prepare for Medicaid

Long-term care involves not only a loss of personal autonomy; it also comes at a tremendous financial price. Proper planning can help your family prepare for the financial toll and protect assets for future generations. Long-term care can be very expensive, especially around-the-clock nursing home care. Most people end up

ALTCS Myths – Gifting

ALTCS Myth #3: I can preserve my home and property by giving them away. When faced with the enormous cost of long term care, many people take steps to preserve what they can by giving their savings or property to people close to them. The belief is that the State

ALTCS Myths – Medicare

ALTCS Myth #2: Medicare will pay for my assisted living. A common misconception is that Medicare pays for assisted living. “I am not worried; I have really good health insurance.” Health insurance covers medical care by skilled professionals. If all you need is custodial care, such as getting out of

The Five Components of a Good Estate Plan

Many people believe that if they have a will, their estate planning is complete, but there is much more to a solid estate plan. A good plan should be designed to avoid probate, save on estate taxes, protect assets if you need to move into a nursing home, and appoint

Protect Your House from ALTCS/Medicaid

ALTCS Myth #1: If I move into a care facility, the State will take my house and all of my savings. Protecting their home is one of the most common concerns I hear as I meet with people or their loved ones facing a potential move into a long term